What are the best same day loans

What are the best same day loans in the UK?

Apply For A Same Day Loan

In this article, we will explain and show you who are the best same day loan direct lenders are and the best brokers are for your same day loan. 

Trying to find the right lender or broker can be difficult. Especially when there is so many out there. Some brokers pretend to be lenders which can be confusing. Also, in recent years there has been a number of raising ‘clone’ sites. These are scam sites pretending to be real FCA-approved loan sites.

Hopefully, this full list of same loan sites will help you with your decision. 

1. Sunny Loans UK – Same day loan specialist

Here at Sunny Loans UK we specialise in same day loans in the UK.

  • We are a broker and not a direct lender. Our services are completely free to use and we can help you be matched with a direct lender with the best rates for your circumstances.
  • Loans from £100 to £5,000
  • Pay out the same day
  • APR 79.5% (variable)
  • Website – https://sunnyloansuk.co.uk/
  • 1st Class Finances PJMO, Office 131, Silk House, Park Green, Macclesfield, Cheshire, SK11 7QJ
  • Authorised and regulated by the Financial Services register under the FCA number 831013.

2. Lending Stream

  • Lending Steam is a direct lender and not a broker.
  • They offer same day loans from £50 to £1,500
  • APR is 1333%
  •  Website: https://www.lendingstream.co.uk/loans/same-day-loans/
  • Lending Stream is a trading name of GAIN Credit LLC.
    Contact Address: Lending Stream, PO Box 10756, LEICESTER, LE3 4GX | Registered Address: 251 Little Falls Drive, Wilmington, DE 19808, USA | Registered in the State of Delaware, USA | Registration Number: 4124111.
  • Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.

3. SwiftMoney

  • SwiftMoney is a credit brokering service based in Bolton.
  • Same day loans from £100 to £3,500
  • Representative APR 815.74%
  • Website: https://swiftmoney.com/same-day-loans.php
  • Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569
  • Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB

4. New Horizon Loans

  • New Horizon’s are a credit broker and not a direct lender.
  • They do loans from £50 to £5,000
  • Representative APR 49.9%
  • Website: https://newhorizons.co.uk/same-day-loans/
  • New Horizons is a registered trading name of New Horizons Finance Limited, which is an Introducer Appointed Representative of Flux Funding Limited. Registered in England and Wales (Company number 11757330/FRN 834535) Registered Office: Building 3, 566 Chiswick High Road, Chiswick Park, London, United Kingdom, W4 5YA.
  • Flux Funding is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 806333

5. QuidMarket Loans

  • Quid Market Loans are a direct lender who offer  short term loans.
  • New Customers can borrow £300 to £600, while returning customers can borrow up to £1,500.
  • Flexible repayments over a 3 to 6 month period.
  • Website: https://www.quidmarketloans.com/same-day-loans/
  • Address: Stagemount Ltd, 6 Broadway, Nottingham NG1 1PS
  • Quidmarket is a trading name of Stagemount Limited Authorised and regulated by the Financial Conduct Authority, our firm reference number is: 677995Authorise79.5
best same day loans by sunny loans uk

6. Drafty

  • Drafty are a direct lender and not a broker.
  • They do loans from £50 to £3,000 
  • Representative 89.7% APR.
  • Website: https://www.drafty.co.uk/loans/same-day-loans/
  • Contact Address: PO Box 10756, LEICESTER, LE3 4GX
  • Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378

7. Quick Loans Express

  • Quick Loans Express are a direct lender and a broker. They are one of the few that offer both services. How does this work? Well, if you apply on their website and don’t get accepted by them, they’ll try and find you another lender that will accept you.
  • Loans from £300 to £1,500
  • Loan repayments can be made over a 3 to 6-month period.
  • Representative APR 832.04%
  • Website: https://www.quickloansexpress.co.uk/same-day-loans/
  • They are fully authorised and regulated by The Financial Conduct Authority. FCA full permission license: 714479.
  • Quick Loans Express is a trading style of Western Circle Limited – Company Registration Number: 7581337.

8. OMACL

  • OMACL are a broker not a direct lender
  • You can borrow between £100 and £5,000.
  • Duration over 1 to 36 months.
  • Website: https://www.omacl.co.uk/same-day-loans/
  • Omacl.co.uk is a registered trading name of Chojin Ltd. Chojin Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 732880

Conclusion for the best same day loans

No matter which lender or broker you pick, just make sure they are safe and trusted. You can see our full guide to are same day loans safe here.

We think we offer great and fast services here at Sunny Loans UK and we think we can help you with your search for the best same-day loans. If you want to apply please click the button below to start your application.

Apply For A Same Day Loan